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British Expats in Portugal

Can UK citizens get insurance in Portugal after Brexit?

Yes. Brexit has not prevented UK citizens from obtaining insurance…
Yes. Brexit has not prevented UK citizens from obtaining insurance in Portugal. British nationals can still arrange Health, Home, Motor, Travel and Business Insurance, provided they meet the relevant policy requirements. At Abbeygate Insurance, we continue to help British expats living in Portugal find the right insurance solutions for their needs.

Can British expats get private health insurance?

Absolutely. Private health insurance is available to British expats living…
Absolutely. Private health insurance is available to British expats living in Portugal and remains one of the most popular forms of cover. With access to private hospitals, specialists and shorter waiting times, many expats choose private healthcare for additional peace of mind.

Can I use my UK no claims bonus in Portugal?

In many cases, yes. Several insurers in Portugal may recognise…
In many cases, yes. Several insurers in Portugal may recognise a valid UK No Claims Bonus, helping to reduce the cost of your motor insurance premium. Requirements can vary between insurers, and our team can advise you on the documentation required.

Can I insure a UK vehicle in Portugal?

If you are relocating to Portugal permanently, your vehicle will…
If you are relocating to Portugal permanently, your vehicle will normally need to comply with Portuguese registration requirements. Once registered, suitable motor insurance can be arranged. Our experienced team can guide you through the process and help you find the right cover for your vehicle.

What insurance do I need after relocating from the UK?

The type of insurance you need will depend on your…
The type of insurance you need will depend on your circumstances. Most British expats moving to Portugal consider Health Insurance, Home Insurance and Motor Insurance as their main priorities. Travel Insurance and Business Insurance may also be beneficial depending on your lifestyle, residency status and future plans.

Do I need health insurance to obtain residency in Portugal?

Health insurance is often required when applying for certain Portuguese…
Health insurance is often required when applying for certain Portuguese visas and residency permits, including the popular D7 Visa and Digital Nomad Visa. Our team can help you arrange a policy that meets the relevant immigration requirements.

Can I drive in Portugal with a UK driving licence?

Yes. UK driving licences are recognised in Portugal, allowing British…
Yes. UK driving licences are recognised in Portugal, allowing British expats to drive legally. If you become a resident in Portugal, there may be additional administrative requirements depending on your circumstances. Our team can advise you on the insurance requirements for UK licence holders living in Portugal.

Do I need a NIF number to arrange insurance in Portugal?

Yes. In most cases, a Portuguese Tax Number (NIF) is…
Yes. In most cases, a Portuguese Tax Number (NIF) is required before insurance can be arranged. The NIF is one of the most important documents for expats moving to Portugal and is required for many everyday services, including insurance, banking and utility contracts.

Can British expats buy property insurance in Portugal?

Absolutely. British expats can arrange property insurance in Portugal whether…

Absolutely. British expats can arrange property insurance in Portugal whether they own a permanent residence, holiday home or investment property.

Many British expats purchasing property in Portugal choose comprehensive home insurance to protect their investment against risks such as fire, storm damage, theft, water damage and accidental damage.

At Abbeygate Insurance, we offer flexible Buildings Insurance, Contents Insurance or combined policies tailored to your individual requirements. Our experienced team understands the needs of expatriate property owners and can help you find the right level of protection for your home in Portugal.