Home Insurance

Looking for home insurance in Portugal? Our policy covers:

Buildings Insurance
Contents Insurance
Public Liability Cover
Fire & Explosion
Storm & Water Damage
Theft & Burglary
Glass Breakage
Alternative Accommodation
Legal Expenses
Optional Earthquake Cover

Protect Your Home in Portugal with Confidence

Whether you own a holiday home, a permanent residence or an investment property in Portugal, Abbeygate Insurance can help you find the right level of protection for your home and belongings.

We work with leading Portuguese insurers to offer comprehensive cover at competitive prices, tailored to the needs of expatriates living in Portugal. With English-speaking advisors and a range of policy options available, arranging your home insurance has never been easier.

Introduction To Home Insurance in Portugal

Your home is one of your most valuable assets, which is why having the right insurance is essential. Whether you own a holiday home, a permanent residence or an investment property in Portugal, Abbeygate Insurance can help you find the right level of protection at a competitive price.

Buildings Insurance

Buildings Insurance protects the structure of your property, including walls, roofs, garages and permanent fixtures against a range of insured risks.

Contents Insurance

Contents Insurance covers your personal belongings inside your home, including furniture, electrical items and valuable possessions.

Holiday Home Insurance

We offer specialist insurance solutions for holiday homes and second properties in Portugal, giving you peace of mind while you're away.

Permanent Residence Insurance

If you live in Portugal permanently, we can help protect both your property and your belongings with comprehensive home insurance solutions.

Get An Online Quote OR Request a Quote

Optional Covers

Earthquake Cover
Accidental Damage
Swimming Pool Cover
Garden Cover
Valuable Items Cover
Legal Protection
Public Liability
Rental Property Cover

FAQs

Can foreigners insure a property in Portugal? +

Yes. Foreign nationals and expatriates can insure their property in Portugal, whether it is their permanent residence, holiday home or investment property.

Is home insurance mandatory in Portugal? +

Home insurance is generally optional unless required by your mortgage provider or condominium regulations.

Can I insure a holiday home in Portugal? +

Yes. We offer insurance solutions specifically designed for holiday homes and second residences.

Does home insurance include contents cover? +

Buildings and contents cover can be purchased together or separately, depending on your needs and the insurer's requirements.

Is earthquake cover included? +

Earthquake cover is usually available as an optional extension and is particularly recommended in certain areas of Portugal.

Can I insure my property if I rent it out? +

Yes. Specialist policies are available for rental and investment properties.

How much does home insurance cost in Portugal? +

The cost depends on factors such as the property's location, rebuild value, type of construction and the level of cover selected.

Is Home Insurance Mandatory in Portugal? +

Home insurance is not legally required in Portugal unless your property is subject to a mortgage. However, condominium owners are usually required to have fire insurance for their property.